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Farm Combined

Our Farm Combined policy is designed to provide cover for all your farming client’s farm and household insurance needs, including the farm house, farm buildings and livestock.

Call us today:
0345 210 3949

Who is it for?

  • arable farming
  • beef farming
  • milk/dairy farms
  • pig farming
  • sheep/goat farms
  • horticulture – not including risks comprising mainly of glass houses & poly tunnels
  • poultry farming – free range/organic, not battery/intensive
  • fruit farms
  • fish farms
  • worm/beekeepers/rabbit
  • ‘mixed’ – any variation of the above. 

Cover available

  • material damage – farm building/farm property 
  • public liability up to £10,000,000 includes cover for diversification trades such as bed and breakfast letting, snow ploughing and neighbourly agricultural contracting 
  • environmental impairment liability up to £2,000,000
  • household – buildings/contents
  • personal possessions
  • family legal expenses
  • business all risks
  • frozen & refrigerated food
  • engineering breakdown & inspection
  • business interruption including: 
    • farming and growing work for your neighbour
    • livestock at other farms
    • carcass removal costs up to £250 any one animal 
    • veterinary surgeons fees up to £500 any one animal 
    • agricultural vehicles loss of use up to £50,000 in the aggregate in any one period of insurance 
  • livestock/disease/mortality
  • liabilities – EL/PL/financial loss 
  • business money/personal accident (assault) 
  • personal accident & sickness 
  • commercial legal protection including: 
    • public rights of way 
    • basic payment scheme protection
  • uncollected milk 
  • property in transit 
  • computer insurance
  • terrorism.

Key features of our Farm Combined policy

  • electronic policy documentation at point of sale 
  • access to a dedicated team of specialist farm underwriters 
  • A rated insurer partners 
  • material damage cover available for solar panels/wind turbines.


Farm Combined key features PDF document - 599.2 KB - 06/09/2017
Farm Combined appetite guide PDF document - 82.2 KB - 16/02/2017

Call us today:

0345 210 3949

Select option 1 for combined policies