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Contractors Combined

Our contractors combined policy is designed to provide cover for risks both on-site and at a company’s own premises under one policy.

Call us today:
01245 294071

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We can provide cover for construction companies with a maximum contract price of £5 million.

Who is it for?

The profile of our target market is: 

  • traditional trades (builders, joiners, electricians, painters, plumbers) 
  • family owned with proven low-incidence claims record 
  • staffed mainly by own full time employees (direct employees) 
  • primarily working in towns rather than cities/conurbations 
  • positive attitude towards risk management.

Cover available

  • property damage 
    • loss of metered utilities up to £25,000 
    • moulds tools and dies up to £100,000 
    • trace and access up to £25,000 
  • business all risks 
  • contract works 
    • 72 hour clause in respect of earthquake, storm, flood or other water damage, subsidence or collapse 
    • off-site storage up to 15% of the estimated original contract price or £100,000 (£1,000 in respect to non ferrous metals) 
    • contents of show properties up to £50,000 
    • speculative developments covered up to 180 days 
  • money and assault 
  • goods in transit 
  • employee dishonesty 
  • revenue protection 
  • business interruption 
  • book debts 
  • asset and revenue protection 
  • terrorism 
  • employers' liability 
    • contractual liability 
    • cross liabilities 
    • legal expenses arising from health & safety legislation 
    • legal expenses arising from Corporate Manslaughter and Corporate Homicide Act 2007 
    • payment for court attendance - directors £500 per day/employees £250 per day 
  • public and products liability 
    • JCT 6.5.1 extension available (7 day/£2 million hold covered automatically included) 
    • legal expenses arising from Corporate Manslaughter and Corporate Homicide Act 2007 
    • contractual liability 
    • cross liabilities 
    • housing grants extension included 
    • legal expenses arising from health & safety legislation 
    • payment for court attendance - directors £500 per day/employees £250 per day 
  • personal accident

Key features of our contractors combined policy

  • issued on statement of fact basis, no proposal forms to complete 
  • comprehensive policy coverage 
  • flexible trade list 
  • electronic documentation 
  • access to experienced and empowered underwriters. 

Downloads

Contractors Combined key features PDF document - 72.9 KB - 06/09/2017
Contractors Combined appetite guide PDF document - 382.3 KB - 06/09/2017

Call us today:

01245 294071

Monday to Friday 9am – 5pm

Request a call back - contractors combined

If you would like to speak to a member of the Bluefin Underwriting team please fill in your details below and we will contact you.